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Named Driver Experience
If you have previous experience as a named driver on someone else’s car or a company vehicle, it can help reduce your insurance premiums.
Driving Qualifications
Holding driving qualifications demonstrates to insurers that you are a responsible driver, and some may offer lower premiums as a result.
Voluntary Excess
Opting for a higher voluntary excess can typically result in lower insurance premiums.
Homeowner
Owning a home can sometimes lead to a reduction in your premium.
Tracker
Some insurers may offer a discount on your premium if a tracker is installed in your vehicle.
Avoid Motoring Convictions
A single motoring conviction on your record can increase your premium by approximately 5%, while two convictions may raise it by up to 20%. Convictions related to mobile phone use can also significantly impact your insurance premiums.
