Data Controller
Compare Insurex, operating under the trading name of Compare Insurex, is the data controller responsible for your personal data. Compare Insurex is registered in England and Wales with registration number: 15346638. As a company that complies with the Data Protection Act 2018 and General Data Protection Regulation (GDPR), we have made the appropriate notifications to the Information Commissioner’s Office (ICO). For the purposes of this privacy policy, references to “we,” “us,” and “our” refer to Compare Insurex, while “you” and “your” refer to individuals using our website, http://compareinsurex.co.uk/.
Your Rights
We are committed to ensuring that your personal data is protected in accordance with UK data protection laws. You have the right to access the personal information we hold about you, subject to an administrative fee of €20. If any of the information we hold is inaccurate, we will correct it and confirm the changes to you. You may also request that we cease processing your personal data for marketing purposes at any time. If you wish to excercise any of these rights, please contact our Data Protection Officer at info@compareinsurex.co.uk. To ensure security please provide me your full name, addresss, and date of birth when making such requests.
You are also entitled to ask us to remove personal information from our records and if you wish to do these then please write to the Data Protection Officer at the address above
We reserve the right to amend this privacy policy as necessary to reflect changes in data protection legislation. We also reserve the right to transfer our rights under this agreement at any time.
Claims Handling, Insurance Administration, and Renewal
The information you provide may be used for insurance administration, policy renewal, and claims handling by the insurer, its agents, reinsurers, and intermediaries. In the event of a claim, insurers may conduct checks against publicly available information, such as the Electoral Register, County Court Judgments, bankruptcy, or repossession records. We may also share information with other insurers, Loss Adjusters, or investigators, either directly or through agents acting on behalf of the insurer.
Credit Searches
In assessing your application or renewal, the insurer or credit provider may search files made available by Credit Reference Agencies. By authorizing us to conduct a search through various comparison websites on your behalf, you consent to these providers maintaining a record of your search. The insurer or credit provider may also share information about your payment history with Credit Reference Agencies. These agencies use this information to assess applications for financial products, trace debtors, or prevent fraud. A credit score is generated based on various factors, which may influence the acceptance or rejection of your application.
Market Research and Marketing
We may use your personal information to keep you informed about products and services that may be of interest to you via post, telephone, email, or other means. This may include contacting you for market research purposes, even after your policy has ended. If you do not wish to receive such communications, please contact us to opt-out.
Advisory and Consultancy Services (Data Protection Act 2018)
We provide advisory, consultancy, and intermediary services. This involves processing personal details, social circumstances, employment, and financial data. Data subjects include clients, customers, correspondents, and professional advisors.
Use of Cookies
Our website may use cookies, pixel tags, and action tags to collect anonymous aggregated information, manage services, and evaluate the effectiveness of our advertising. These technologies help us enhance your user experience by tracking activities, such as advertisement clicks.
You can disable cookies through your browser settings, but please note that doing so may affect your ability to navigate and use certain features of our website. For more information, visit All About Cookies.
Overseas Transfer of Data
We may transfer your personal data to countries outside the European Economic Area (EEA) where data protection laws may differ. However, we ensure that all data is securely processed and used solely for the purposes for which it was provided. You can request more details on the companies and countries involved.
Data Security
Our payment site uses enhanced encryption to safeguard your personal and sensitive data during transmission. All data is processed in compliance with the Data Protection Act 2018.
UK Residents Only
The products and services described on this website are available only to residents of the United Kingdom who are insuring private cars within Great Britain, Northern Ireland, and the Isle of Man (excluding the Channel Islands). By requesting a quote, you confirm that all drivers on your policy are UK residents and agree to notify us of any change in status.
Limitation of Liability
We provide this website “as is” and make no representations or warranties regarding its accuracy or suitability for any particular purpose. We are not liable for any errors or inaccuracies in the information on the site, nor for any damage caused by viruses or malicious software. You are responsible for using appropriate antivirus software. Our liability for any damage or loss is limited to the fullest extent permitted by law, except in cases of negligence resulting in personal injury or death.
Third-Party Websites
Our website may contain links to third-party websites. We are not responsible for the content or privacy policies of these external sites. Links are provided solely for convenience and should not be interpreted as endorsements.
Anti-Spam Policy
Spam refers to unsolicited commercial emails. We define spam as any email that advertises a product or service without a prior business relationship or invites the recipient to view content on a commercial website. We will not engage in sending spam and ensure that recipients can easily unsubscribe from our communications.
Website Usage and Communication Security
You agree to use the website without compromising its integrity or causing inconvenience to our staff. Please note that internet communications, such as emails, are not inherently secure unless encrypted. We are not liable for any unauthorized access or loss of personal information.
Electronic Information
If you contact us electronically, we may collect your electronic identifier, such as your IP address or telephone number.
Links to Other Websites
Our website may contain links to external sites. We are not responsible for the content or privacy practices of these third-party sites. We encourage you to review their privacy policies.
E-mail Communications
If you contact us via email, we will use your information to respond to your queries. We may store your communication for future reference.
Legal Disclaimer
We may disclose personal information as required by law, regulatory bodies, or legal processes.
Termination of Rights
We reserve the right, at our discretion, to suspend or terminate your rights to use the website if you breach these terms and conditions, engage in fraudulent activities, or violate the rights of other users.
General
If any provision of these terms is deemed invalid, the remaining provisions will remain in effect. English law governs this agreement, and the parties submit to the non-exclusive jurisdiction of the English courts. These terms and conditions are solely between you and us, and no third party has rights to enforce them.
